| Your Business
Time Saving Tips

Your own business can give you freedom and independence, but it can eat up your time. Streamline your operation with these suggestions.
One of the myths small business owners are always keen to dispel is that working for yourself means plenty of free time. No way! The first two years of running a business involve long hours and there are never enough of them in a day. Read more...
Your Family
How to avoid cash confllicts and stay a couple
Getting a consensus from two people on anything is hard work. But when you are married or living together, there are all kinds of emotional issues that make it even harder! Add Money to the decision making cauldron, and you might get fireworks.
Make sure that when you and your partner need to discuss your finances, you do it in as calm a way as possible, with a willingness to communicate openly and honestly about how your money relationship is going to work. Read more...
Your Investments
7 threats to your finance
Women’s biology places us in a financially vulnerable position compared to men. That’s why it’s really important that we become confident and successful investors. Count Wealth Accountants outlines strategies to overcome seven of the most common threats to women’s finances.
Threat 1. You Outlive Your Money
Male or female, our greatest threat is the likelihood that we will outlive our money. But this is a more serious threat for women because statistically, they are likely to live longer than men. You must plan to have enough money for your lifetime, not for the lifetime of the man in your life. Read More...
Your Life
So many worlds
From a child’s point of view, Dreamworld, Seaworld and Warner Movie world are definitely destinations in themselves, Worlds within worlds where you can visit the Wild West, a Wiggles World, or the icy land of the polar bears.
Then there are the more peripheral worlds which orbit around these big three such as Currumbin Sanctuary or Whitewater World, one of the newer additions to the Gold Coast. The list goes on. Read more...
Your Property
Aussies would rather save 4 cents than $100,000
Australians are misers when it comes to filling their petrol tanks but financially lazy when it comes to one of their biggest lifetime investments according to online home loan lender, MyRate.com.au.
The results from a recent online survey show that the majority of Australians (71 per cent) will happily drive out of their way to save a few measly cents on their petrol but when it comes to refinancing their home loans, people are reluctant (38 per cent) to spend a meagre 20 minutes on an annual home loan check which could save them up to $100,000 on the term of the loan – a 1 per cent interest rate reduction could save over $100,000 on a $300,000 loan over 30 years. Read more...
Your Retirement
No Tax on New Simple Super
Simpler Superannuation Legislation seems easy to understand. No tax on your superannuation benefits after 1 July 2007 if you are over the age of 60. You can’t get much simpler, writes Wayne Lear
The old superannuation rules had three levels of taxation. Tax on the contributions going in, tax on the money while it remained invested in the fund and the third, and most complex level, tax on the way out. Read more...
Your Savings
Save first, spend second
Great news! I have spoken to a friend who works at the Australian Mint who informs me there is no shortage of money, writes Wayne Lear
In actual fact, there is so much if it in our economy some people just don’t know what to do with it! However, if you are not one of those with more money than you need and your bank balance is looking a tad anorexic, then you could have problems.
Fortunately the solution is easily diagnosed. There is either a problem with your cash inflow or your cash outflow or both. The diagnosis of your money problems and the solution is purely mathematical. Read more... |